The most important piece of a puzzle is not inside, but rather the picture on the outside of the box. Each person's situation is different, so we develop a financial plan that is tailored to your specific needs and goals. This allows us to forge a strong relationship as we strive to turn those dreams into reality. We serve communities in Northeast Indiana including, but not limited to, Fort Wayne, Auburn, Kendallville, Columbia City, Angola, Garrett, and Huntington.
7
Sep
When something new and out of the ordinary is introduced, there are usually one of two reactions. It is either accepted or hated, yet some of the same questions come from both sides. Asking about the safety and security of a life insurance company is a very important question to examine and it’s one that […]
15
Jun
Investopedia defines a mutual fund as an investment vehicle that is made up of a pool of funds collected from many investors for the purpose of investing in securities such as stocks, bonds, money market instruments and similar assets. Mutual funds are operated by money managers who invest in the fund’s capital and attempt to […]
29
May
May 29th is “529Day” and it is used as a day to promote saving for education via a 529 Savings Plan. What exactly is a 529 Savings Plan? Very few Americans know that 529 Savings Plans are an education savings tool. 529 Savings Plans were established to help parents and grandparents save money for post-secondary […]
21
Mar
A health savings account (HSA) is something like a personal savings account, but the money is only intended for qualified health care expenses. Established in 2003 as part of the Medicare Prescription Drug, Improvement and Modernization Act, HSAs allow people with high-deductible health insurance plans to pay for current health care expenses and save for […]
2
Nov
Investopedia defines diversification as “a risk management technique that mixes a wide variety of investments within a portfolio”. In simpler terms, don’t put all of your eggs in one bucket, right? We’ve heard the old adage countless times not only in regards to investing but also in life. It makes perfect sense. By going all […]
19
Oct
Investors have had the old adage of socking away everything possible into their 401(k) and/or Traditional IRA pounded into their minds for years. While the general notion makes complete sense, there are ways to strive towards the same end goal, while eliminating some potential pitfalls down the road. A little bit of planning today can […]
29
Aug
I’ve had the great opportunity to attend an event where I was able to listen to Dr. Craig Israelsen speak, a professor who developed a multi-asset balanced portfolio in 2008. Dr. Israelsen has written a book about this concept, which he describes with a spot on metaphor. When you make great salsa, it’s all about […]
24
Aug
The average investor is probably familiar with the term investment risk. What the average investor is probably not familiar with is the types of investment risks that exist. Risks faced in retirement are markedly different than those faced during accumulation years. The types of investment risks are: interest rate risk, business risk, credit risk, tax-ability risk, call […]
12
Jul
Let me get this out of the way now, by thanking Alan Greenspan (and professor Robert Shiller), for allowing me to utilize the headline phrase ‘Irrational Exuberance’. As you’ll see in that link, irrational exuberance is “unsustainable investor enthusiasm that drives asset prices up to levels that aren’t supported by fundamentals.” In layman’s terms, there’s […]
3
Jul
The fear of change grips most, if not all, of us at some point in life. Sometimes it can be irrational in nature, but other times it can be well warranted. Regardless of how you approach this notion, one thing is clear: change can and will happen in our lives, but how we adapt or […]