The Safety of Life Insurance Companies

When something new and out of the ordinary is introduced, there are usually one of two reactions. It is either accepted or hated, yet some of the same questions come from both sides. Asking about the safety and security of a life insurance company is a very important question to examine and it’s one that […]

Is Your Financial Advisor Right for You? Salsa Might Have Your Answer

I’ve had the great opportunity to attend an event where I was able to listen to Dr. Craig Israelsen speak, a professor who developed a multi-asset balanced portfolio in 2008. Dr. Israelsen has written a book about this concept, which he describes with a spot on metaphor. When you make great salsa, it’s all about […]

Risk Versus Risk

The average investor is probably familiar with the term investment risk. What the average investor is probably not familiar with is the types of investment risks that exist. Risks faced in retirement are markedly different than those faced during accumulation years. The types of investment risks are: interest rate risk, business risk, credit risk, tax-ability risk, call […]

Irrational Exuberance? I Have No Idea

Let me get this out of the way now, by thanking Alan Greenspan (and professor Robert Shiller), for allowing me to utilize the headline phrase ‘Irrational Exuberance’. As you’ll see in that link, irrational exuberance is “unsustainable investor enthusiasm that drives asset prices up to levels that aren’t supported by fundamentals.” In layman’s terms, there’s […]